Purpose: Educate readers on the various loan products available.

Details:
Personal Loan: Unsecured, used for emergencies or personal expenses.
Home Loan: Secured, long tenure, used to buy or build a home.
Car Loan: Secured against the vehicle.
Education Loan: For higher studies, may have moratorium period.
Gold Loan: Secured by gold ornaments; faster disbursal.
Business Loan: For working capital or expansion.
Payday Loan: Short-term, high-interest loans for salaried individuals.